Terms and Conditions

Last updated: June 19, 2025

These Terms and Conditions ("Terms") govern your use of the gyxevithivara.com website and financial coaching services provided by gyxevithivara.com ("Company," "we," "us," or "our").

1. Acceptance of Terms

By accessing our website or using our services, you agree to be bound by these Terms. If you disagree with any part of these terms, you may not access the service.

2. Services Description

We provide individual financial coaching services focused on capital management at R5,250 per course. Services include investment strategy guidance, wealth building programs, and financial planning advice.

3. Financial Advice Disclaimer

Our coaching services are educational in nature and do not constitute specific financial advice. All investment decisions remain your responsibility. Past performance does not guarantee future results.

4. Payment Terms

  • Course fees are R5,250 per individual coaching program
  • Payment is required before service commencement
  • Refunds are subject to our refund policy
  • Prices may change with 30 days' notice

5. Client Responsibilities

  • Provide accurate financial information
  • Attend scheduled sessions punctually
  • Implement recommendations at your own discretion
  • Maintain confidentiality of proprietary methods

6. Intellectual Property

All content, materials, and methodologies remain the property of gyxevithivara.com. Clients may not reproduce or distribute our proprietary materials without written consent.

7. Limitation of Liability

gyxevithivara.com shall not be liable for any financial losses resulting from investment decisions made based on our coaching. Our liability is limited to the fees paid for services.

8. Confidentiality

We maintain strict confidentiality of client information in accordance with professional standards and applicable privacy laws.

9. Termination

Either party may terminate the coaching relationship with written notice. Fees for completed sessions are non-refundable.

10. Governing Law

These Terms are governed by South African law. Any disputes shall be resolved in the courts of Johannesburg, South Africa.

11. Professional Standards

Our coaches adhere to professional ethical standards and continuing education requirements. We maintain professional indemnity insurance.

12. Force Majeure

We are not liable for delays or failures due to circumstances beyond our reasonable control.

13. Amendments

We reserve the right to modify these Terms with reasonable notice. Continued use of services constitutes acceptance of modifications.

14. Contact Information

15. Severability

If any provision of these Terms is deemed invalid, the remaining provisions shall remain in full force and effect.

By using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.